(952) 852-0222 cghomeloan@fairwaymc.com

If you’re considering buying your first home or moving up but think you may not be ready, check this out.

Sometimes the gap between where we are and where we want to be is smaller than we think.  We have the pleasure of working with MN home buyers and MN homeowners each day.  In those conversations we frequently learn that things these home buyers or homeowners have heard simply aren’t reality.

Some examples?   Down Payment Need: We often end up sharing with clients that they need far less down payment than they thought they needed. We also have access to down payment assistance programs for both MN first time home buyers and those buying new homes.

Credit: Don’t disqualify yourself.  If now isn’t the time, let us help you with a plan to get to where you want to be.  We have conversations every day where we’re able to move forward with financing when they thought they wouldn’t be able to do so.

Income:  Of course – we do need income to qualify for a home loan.  That said, we have conversations every week where our insight helps people to make educated decisions about income and employment changes. We often find that due to misinformation, there was fear surrounding making what would be considered a positive change.

Bottom-line?  When in doubt, check it out.  Don’t qualify or disqualify yourself.  Second opinions are often produce great results.  Get in touch – we’re here to help!

Are you a first time homebuyer looking to learn more? Check out our MN First Time Home Buyer Class – The next class is Thursday, March 8th at 6PM in our Bloomington location.  Register Today!